Forum Categories
Quick to Target
Browse Categories
Community & Help

Latest Forum Posts by: mowi 19

Back to forum New
Please register or Log in!

13194 Posts Recent Started
Wednesday, April 10, 2019 at 4:27 PM

TV-friendly Patterns / Projects: Time to Relax.

Dolls and teddy bears (40–50 cm tall), or even small newborns, will love this cuddly sleeping bag. Perfect for long TV evenings. The sleeping bag gets finished almost on the side.

Easy for beginners with knitting experience to make.

To the knitting pattern and more


13194 Posts Recent Started
Wednesday, April 10, 2019 at 4:24 PM

TV-friendly Patterns / Projects: Time to Relax.

This cute children’s sweater made from sock yarn can be knitted quite comfortably while watching TV. Only the button placket and the collar require a little more attention.

The sweater is very cozy and soft and fits sizes 92–104. Easy to knit if you have some knitting experience.

Go to the knitting pattern and more 


13194 Posts Recent Started
Wednesday, April 10, 2019 at 4:21 PM

Decor / Easter Decor / Spring Decor / Summer Decor

These cute ladybugs aren’t just a great decoration for the kitchen. They also work wonderfully as oven mitts. Plus, they’re easy to crochet, even for beginners who’ve crocheted before.

Click here for the crochet pattern


13194 Posts Recent Started
Wednesday, April 10, 2019 at 4:19 PM

Decor / Easter Decor / Spring Decor / Summer Decor

A pillow is a lovely decoration at any time of year, and it’s also very cozy and cuddly. This one has two different sides, both of which are very easy to knit.

The mosaic pattern looks complicated, but it isn’t. It’s created simply by slipped stitches. 

Click here for the knitting pattern


13194 Posts Recent Started
Wednesday, April 10, 2019 at 4:15 PM

Sewing Crochet Pieces onto Knitted Fabric

I stitch all the way through. With thinner yarn, I alternate between stitching into the edge of the appliqué and, for example, the edge of the knitted piece. If you sew it on with the same yarn, it won’t be noticeable.

13194 Posts Recent Started
Wednesday, April 10, 2019 at 10:28 AM

Sewing Crochet Pieces onto Knitted Fabric

Christina, I’ll show you how to do this using a crocheted piece as an example. It works the same way for knitted items.

I insert the needle along the edges using the same yarn—first at the bottom, then at the top, and so on—using a very simple stitch. You won’t be able to see it later, and it holds up well through washing.


13194 Posts Recent Started
Wednesday, April 10, 2019 at 10:18 AM

April Projects: Great Titles and Nice People

Wow, that turned out so cute, Marion! The jacket looks really great on your little one.
As you can see, the baby jacket can actually be knitted with thinner yarn for dolls.
Really great! Thanks for sharing.

Here’s a photo of the two dolls in their knitted outfits that Linja will be getting for Easter after all.


13194 Posts Recent Started
Wednesday, April 10, 2019 at 10:15 AM

Superzwiebel’s birthday / free patterns as a gift

All the best on your birthday and lots of happy moments—today and throughout the coming year!

Best wishes, Monika

13194 Posts Recent Started
Tuesday, April 9, 2019 at 4:59 PM

Advanced users: download sophisticated projects with a rewarding challenge.

This colorful children’s jacket is knitted raglan from the top down. It has what children especially love—pockets and a hood. The jacket can be worn year-round. It fits approximately sizes 92–104.

Go to the knitting pattern and more info


13194 Posts Recent Started
Tuesday, April 9, 2019 at 4:57 PM

Advanced users: download sophisticated projects with a rewarding challenge.

This pretty poncho and shawl with a lace pattern and waves is a lovely challenge for advanced knitters. It’s fun to knit because it never gets boring—even once you’ve memorized the pattern. This eye-catching piece is just right for the warmer months.

Go to the knitting pattern and more


13194 Posts Recent Started
Tuesday, April 9, 2019 at 1:52 PM

Hard-Working Little Elves: 12 Days Before Easter

All the Easter gifts were finished on time and are ready to be sent off in a package. :)
We haven’t decided yet what we’ll do for Easter. If the weather’s nice, the garden will definitely be calling.

13194 Posts Recent Started
Tuesday, April 9, 2019 at 1:46 PM

Beginners: Download delightful beginner-friendly models now.

This cuddly little bear for a baby is super easy to knit. You’ll need basic knitting skills; everything else is shown to you.

And what could be nicer for a baby or toddler than a cuddly toy lovingly made by Grandma or Mom?

Click here for the knitting pattern


13194 Posts Recent Started
Tuesday, April 9, 2019 at 1:43 PM

Beginners: Download delightful beginner-friendly models now.

These fun “leftover eaters” are a huge hit as gifts (or gift packaging) — maybe for Easter. They spread good cheer, and best of all, they’re very easy to crochet yourself. If you’ve crocheted before, this is a breeze.

Here you can get really creative and use up lots of leftover yarn. These “leftover eaters” are very original and useful — for example, on your desk to hold pens or knitting/crochet needles — and much more.

Click here for the crochet pattern


13194 Posts Recent Started
Tuesday, April 9, 2019 at 1:38 PM

Beginners: Download delightful beginner-friendly models now.

This cute sleeping bag fits dolls measuring 40–50 cm, but also newborns. It’s very easy to knit if you’ve knitted before and have mastered the basics.

The doll or teddy mommy will be delighted — or the baby.

Go to the knitting pattern here


13194 Posts Recent Started
Monday, April 8, 2019 at 11:24 PM

Spring Monday: How are you all doing today?

Wow, I’m really impressed too, Akela!

13194 Posts Recent Started
Monday, April 8, 2019 at 11:20 PM

April Projects: Great Titles and Nice People

Oh yes, Sandra, I like the granny square on the left, too—especially the colors. It really has a sunny vibe.
Come to think of it, I could use a few more coasters. Maybe I’ll crochet some granny squares again in between other projects.

13194 Posts Recent Started
Monday, April 8, 2019 at 8:39 PM

April Projects: Great Titles and Nice People

Petra, your photos are great. Everything’s green and blooming all around us, too. And our little peach tree, which we planted three years ago, is blooming for the first time. I’m absolutely thrilled!

Christina, I can totally understand why you’re itching to get started. Little projects like these are great because they’re done in no time. I’ll probably knit several more of those sleeping bags—maybe even some really colorful ones. There are a few little bears who’ve already signed up. ;-)

Sandra, your yarn looks amazing... I’m swooning! It warms my heart when I see that. :)
You can really go all out again—you have a good reason if something’s missing.

Today I crocheted the diaper pants for the little doll—with Velcro closures. It was easier to do with a crochet hook. Now I’ve finished both dolls and will be sending them off soon. I think Linja will be very happy about them.

Here’s what the diaper pants look like (the little one is still a baby—just like her sister, who’s coming soon):


13194 Posts Recent Started
Monday, April 8, 2019 at 5:04 PM

Handmade Animals: For Easter, as Toys, or as Gifts

This little bear is something special—it was designed specifically for babies. It’s cuddly soft, washable, and even comes with protective clothing so it can be cherished for a long time. Plus, it’s naturally filled with the love of the knitting mom or grandma, making it a one-of-a-kind favorite companion.

The baby bear is particularly easy to knit, so it’s also suitable for beginners who have knitted before. The same goes for the outfits—the sweater and sleeping bag.

Go to the knitting pattern for the baby bear

Go to the knitting pattern for the matching outfits



13194 Posts Recent Started
Monday, April 8, 2019 at 4:58 PM

Handmade Animals: For Easter, as Toys, or as Gifts

These two—the owl and the little bear—fulfill an important role and are especially popular with children. They guard the door and clearly indicate whether the way is clear or not.

Both are easy to crochet if you’ve crocheted before and are familiar with the basics. They’re a great way to use up leftover yarn.

Click here for the crochet pattern for the value set—Guardian Owl and Guardian Bear
(both are also available individually in my shop)


13194 Posts Recent Started
Monday, April 8, 2019 at 4:51 PM

100 Club: April Classics // Guaranteed Wonderful.

The tissue box with butterflies and hearts has already made many users happy. It is very easy to crochet—even for beginners with crochet experience—and is always well received as a gift. Leftover yarn can be used up very prettily here.

Tip for the environmentally conscious: Just place it on the dining table—it’s a great replacement for napkins.

Go to the crochet pattern here




This baby pinafore dress is a real classic. It fits perfectly and is suitable from approx. 6–18 months. If you’ve knitted before, it’s easy to make. The little dress has no seams and features a knitted-in heart pattern.

Go to the knitting pattern and more




If you haven’t felt like knitting socks so far because the heel annoyed you—then now you’ll get hooked right away. Because with the mowi heel, knitting socks is super easy. The pattern includes four different size examples—from baby to dad.

Very easy to make for beginners with knitting experience.

Go to the knitting pattern and more


13194 Posts Recent Started
Monday, April 8, 2019 at 4:38 PM

steffa1968’s birthday // free patterns as a gift

Warm birthday greetings and all the best for the year ahead. May it hold only wonderful things in store for you.

Warm regards
Monika

13194 Posts Recent Started
Monday, April 8, 2019 at 4:37 PM

It’s Wollopus’s Birthday // Knitting Nook 2 – The Corner Loop

Happy Birthday and best wishes for the year ahead!

Warm regards
Monika

13194 Posts Recent Started
Monday, April 8, 2019 at 4:37 PM

Haekelparadies-Claudi Has a Birthday // Unicorn Motif Shawl, Unicorn Triangle Shawl, Download Crochet Pattern

Happy birthday, Claudi! I wish you a wonderful day and a year full of joy.

Warm regards
Monika

13194 Posts Recent Started
Monday, April 8, 2019 at 4:36 PM

It’s Ignazia’s birthday // free patterns as a gift

All the best on your special day, dear Ignazia. Celebrate yourself and life, so that the coming year tops all the ones before it.

Warm regards
Monika

13194 Posts Recent Started
Sunday, April 7, 2019 at 11:29 PM

April Projects: Great Titles and Nice People

Oh Sandra, those snails are just so cute. :) I think it’s wonderful that you’re bringing the kids so much joy with them. That’s a fantastic idea. I’m sure Anton thinks they’re great too, right?

I’m sure you’ll show us your yarn package here...

By the way, I was very brave on Saturday. We were at the flea market, and there actually was a booth selling yarn!!! My legs were already twitching, and I really wanted to go over there. But then I thought about my huge stash at home and quickly walked on by.

Have a great week, everyone!

13194 Posts Recent Started
Sunday, April 7, 2019 at 9:25 PM

April Projects: Great Titles and Nice People

Christina, soooo many stitches and then two colors in a single row (if I’m understanding this correctly)—oh my!
So far, I’ve been doing it exactly the same way you do. But there are other ways, too, as I’ve seen in videos. I used to knit Norwegian sweaters for the whole family. Those also involved patterns with multiple colors. I’m curious if anyone here has a trick to make this easier. I’d be interested in that, too.

I’ve now finished the second little sleeping bag for Linja’s tiny baby doll. This one doesn’t have buttons—it has ties instead. I put a little bear inside for the photo. He actually said he wants a cozy sleeping bag like that, too. Hmmm… furrowing my brow.



And now I’ve also finished the sweater for the doll that Linja’s getting in May. She looks sooo cute now in her complete outfit. Absolutely adorable.



Her little sister (whom I’ve already photographed in the sleeping bag) is now getting a diaper cover with Velcro fastenings. Then both sister dolls will be ready to give as gifts.
Next up on my needles is a hooded jacket for my little star...

13194 Posts Recent Started
Sunday, April 7, 2019 at 4:03 PM

It’s Bettys-Simm-Salabim’s birthday // Crochet Lisa von Mäh

Wishing you all the best on your special day and a wonderful birthday celebration. Have a great time.

Warm regards
Monika

13194 Posts Recent Started
Sunday, April 7, 2019 at 3:59 PM

I have to have this: What triggers the decision to buy?

I’d like to revisit the topic of setting some threads here to “private.”

Yes, of course we all share the same hobby. And since I’m also visible publicly on Facebook, I don’t mind writing about personal things here. However, I often hold back—especially when it comes to photos.

The reason is that here, everyone has access to everything we write. And that certainly isn’t limited to those who share our hobby.

I also think more users would participate here if the forum weren’t visible without logging in for certain threads. It’s mainly about the feeling… I do understand what mifas means.

It would be worth a try, or at least worth considering.

After all, author posts aren’t visible to everyone either. That already makes a difference in how it feels to write.

Maybe it’s technically possible to restrict access to threads like
“What are you doing today? What’s for dinner?” or
“How do you celebrate Easter, Christmas, etc.”
to registered users only.

To be honest, I don’t like posting such personal things publicly. And I’m sure many others feel the same way.

13194 Posts Recent Started
Friday, April 5, 2019 at 5:26 PM

Weekend Projects: Leftover Yarn, Easter, Spring, Bestsellers

These cute summer baby pants grow with your little one, starting at size 62, and can still be worn when the child is over a year old. They can be knitted with either short or long legs.

Seamless and easy to knit for anyone with knitting experience.

See the knitting pattern and more 


13194 Posts Recent Started
Friday, April 5, 2019 at 5:24 PM

Weekend Projects: Leftover Yarn, Easter, Spring, Bestsellers


Socks are always a hit—and they look great in an Easter basket, too. You’ll really enjoy making these, because the mowi heel is super easy. It’s shown using the CraSyTrio in 4 different sizes. That way, you can treat the whole family to some socks right away.

Go to the knitting pattern for more information


13194 Posts Recent Started
Friday, April 5, 2019 at 5:17 PM

April Projects: Great Titles and Nice People

Yeah, it really is very cozy. I think the stuffed animal inside is cute.

I’m currently knitting the second version—here’s the beginning. What do you think of the pattern?



I’ve also finished the first draft of the pattern for the baby cardigan. The way I see it, April is going to be quite productive. :-)

Have a wonderful weekend, everyone!

13194 Posts Recent Started
Friday, April 5, 2019 at 12:40 PM

April Projects: Great Titles and Nice People

Oh Mel, I’m truly honored, and thank you again.
I think the little sleeping bag with your daughter’s stuffed animal inside turned out absolutely lovely. I’m sure the others here would love to see it, too.

I’ll need a few more days for the pattern, since I’m currently working on a second version that I want to include as well—this time without buttons.

I usually only knit in the evenings, but right now I’m really in a creative flow, and I’m more than happy to take advantage of it during the day, especially when I can sit on the balcony or in the garden while I knit.

13194 Posts Recent Started
Friday, April 5, 2019 at 10:43 AM

Let your creativity run wild: Handcraft amazing designs.

These headbands with their pretty lace pattern are wonderful to knit from leftover yarn—in many color combinations and in any length or width you like.

A lovely project for experienced knitters—also as a small gift in an Easter basket.

To the knitting pattern and more


13194 Posts Recent Started
Friday, April 5, 2019 at 10:40 AM

Let your creativity run wild: Handcraft amazing designs.

A pillowcase you can get creative with, for example in your favorite colors. It features a different pattern on the front and back that’s easy to knit. The mosaic pattern is created, for example, using slipped stitches—a real eye-catcher on the sofa.

Also easy to follow for beginners with some knitting experience. The pattern explains all the steps.

Go to the knitting pattern and more


13194 Posts Recent Started
Friday, April 5, 2019 at 10:36 AM

Let your creativity run wild: Handcraft amazing designs.

With these fun leftover-yarn gobblers, you can really let your creativity run wild, and even get your children involved in the designing.

The leftover yarn will disappear in no time, and it’s a joy to give these little gobblers as gifts or use them creatively.

They’re sure to look funny in an Easter basket. You can hide gifts inside them, and afterward they can stand on a desk holding pens—or even crochet hooks and knitting needles. There are surely plenty of ideas for how to use them.

For beginners who have crocheted before, very easy to make.

Click here for the crochet pattern and more ideas


13194 Posts Recent Started
Friday, April 5, 2019 at 10:30 AM

April Projects: Great Titles and Nice People

Yes, Claudia, I actually enjoy knitting for dolls, babies, and children the most. That’s when I’m really in my element. Well, and sometimes other toys end up getting made too—those are more like accidental projects. I’ve had the idea for a guardian angel in my head for a long time—as a keychain. But I just didn’t have the right impulse to get started on it. But I think this would actually make a great gift for my teenage grandchildren, along with some cash. Because surely everyone would be happy about an angel—it’s a great idea for friends, too.

“Problem yarn”... I think that’s the best name for what used to be neglected yarn. Because that’s exactly why we don’t really like to knit it up.

I love working with color gradients. The things you have there look great. Everything goes together really well—just like in a promotional photo.

Ruth, your figures are fantastic!! You did an especially amazing job with Grandma. You can tell right away she’s a grandma, even with glasses. :) That’s exactly how I remember the puppet characters from my childhood.

Such beautiful things are always being made here. I look forward to checking in here every day. In fact, it’s always the first thing I do when I turn on my computer.

Have a wonderful and productive Friday, everyone!

13194 Posts Recent Started
Thursday, April 4, 2019 at 3:00 PM

April Projects: Great Titles and Nice People

@Bastelfan
Thanks for the feedback! :) I'm glad to hear that. 
Linja's mother also thinks it's great that I knit clothes for her children and the dolls. Because she can't do that at all. But she has other strengths. My mother also knitted a lot for me and my dolls, and above all sewed clothes for us. 

Your bunny already looks very cute. He'll be happy when he starts coming to life now ... maybe you'll manage to finish him by Easter. ;-)

13194 Posts Recent Started
Thursday, April 4, 2019 at 2:40 PM

Picking up dropped stitches?

Mel, that’s a pretty sweater. Did you just knit that?

13194 Posts Recent Started
Thursday, April 4, 2019 at 2:39 PM

Picking up dropped stitches?

I’d also enter “picking up dropped stitches” as a search term. I feel the same way as Marlene.

13194 Posts Recent Started
Thursday, April 4, 2019 at 2:34 PM

April Projects: Great Titles and Nice People

Anything with a needle size smaller than 2.5—I just don’t have the patience for that. Knitting, sure—but crocheting?

I used to crochet curtains with thin yarn back in the day. That must have been in another life; I just can’t imagine doing something like that anymore. I’m not really a fan of super-thick yarn either. I prefer to knit with sizes 3–4.

Yeah, everyone here has their own preferences—that’s great, isn’t it? :) It would be boring if everyone did the same thing. And it leaves room for admiration, too! :)

Yesterday I finished knitting the leggings for the doll. That was pretty fiddly, too, because I was working with the CrazyTrio—and with those thin little legs, plus stripes, so it was two-toned. I’m really glad I finished that. Now I just need to make the sweater or little jacket; I haven’t quite decided yet. Take a look—this is what the little doll looks like now. My husband said right away that she looks really sassy now. (Somehow, he’s starting to like my creations more and more… giggle).


13194 Posts Recent Started
Wednesday, April 3, 2019 at 11:52 PM

April Projects: Great Titles and Nice People

Oh Sandra, that guardian angel is so cute! The recipient is sure to be delighted.
I admire you guys for crocheting such tiny things. That’s too fiddly for me.

13194 Posts Recent Started
Wednesday, April 3, 2019 at 8:59 PM

April Projects: Great Titles and Nice People

Thanks for the compliments, everyone! :-) I’m so glad you like the jacket as much as I do.

The pattern and everything else came together as I was knitting, as is usually the case for me. I’m already itching to knit myself a jacket out of thick cotton like this—in a similar color combination. Unfortunately, though, I don’t have this yarn in stock. And since I want to work through my stash first, that’ll have to wait.

Now I’m going to write up the pattern for it before I give it away. The baby is due at the end of May, after all. I hope not sooner!

Today I started knitting a pair of leggings for one of Linja’s dolls that I have here. As soon as they’re finished, I’ll show them to you. The doll is also getting a sweater. And then she’ll be given away at the end of May, too.

13194 Posts Recent Started
Wednesday, April 3, 2019 at 8:54 PM

Hard-Working Little Helpers in Early April

Thank you, everyone! Yes, I’ve totally fallen in love with the jacket, too. It was made from leftover cotton, and I even have some left over. 

13194 Posts Recent Started
Wednesday, April 3, 2019 at 8:50 PM

Wooly Wednesday: How much wool do you need to be happy?

I love having a good stash, so I’m happy to go on a wool diet for a few months every now and then. I need to have enough of different yarns so that I can start and finish new projects.

When it comes to cotton, I always need a nice assortment of colors so I can turn decorating ideas into reality right away, for example.

13194 Posts Recent Started
Wednesday, April 3, 2019 at 8:47 PM

Dolls, doll clothes, accessories, and more children’s toys: April highlights.

This cute sleeping bag will send little doll mums happily off to sleep. They can tuck their baby into a cozy sleeping bag before taking it to bed with them.

The sleeping bag is easy to knit if you’ve knitted before. Everything is explained clearly. It fits dolls or teddy bears measuring 40–50 cm, as well as newborns.

Click here for the knitting pattern and more info 


13194 Posts Recent Started
Wednesday, April 3, 2019 at 8:44 PM

Dolls, doll clothes, accessories, and more children’s toys: April highlights.

Doll moms want to dress their favorites just as nicely as a real baby. A Schlüttli with matching pants and hat is sure to be a highlight and bring lots of joy.

All pieces are easy to knit, as long as you have knitting experience. Leftover balls of yarn, for example, can be used up very well for this. The clothing fits dolls measuring 40-50 cm.

To the knitting pattern for the doll Schlüttli



To the knitting pattern for the doll pants - 2 variants


13194 Posts Recent Started
Wednesday, April 3, 2019 at 8:39 PM

kiki0304’s Birthday // Free Patterns as a Gift

Even though it’s a little late, I’d still like to wish you a happy birthday. For this new year of your life, I wish you good health and lots of joy in everything you do.

Warm regards
Monika

13194 Posts Recent Started
Wednesday, April 3, 2019 at 8:37 PM

Yellow and Orange: Shine as bright as the spring sun.

A cotton summer sweater that can be worn first as a little dress and later as a sweater. The collar, set on a slight V-neck, is a real eye-catcher.

The sweater grows with your child and fits sizes 98–110.

See the knitting pattern and more 


13194 Posts Recent Started
Wednesday, April 3, 2019 at 8:34 PM

Yellow and Orange: Shine as bright as the spring sun.

This children's sweater with a collar and button placket is knitted from orange-and-yellow patterned sock yarn. It fits sizes 92–104.

Everything is explained clearly; knitting experience and the listed skills are required.

To the knitting pattern and more info


13194 Posts Recent Started
Wednesday, April 3, 2019 at 8:31 PM

Yellow and Orange: Shine as bright as the spring sun.

Spring cotton pants for the doll mum's children, here in two different versions. Easy to knit and perfect for using up leftover yarn.

Suitable for beginners with some knitting experience. The pants fit dolls—or slim teddy bears too—measuring approx. 40–50 cm. 

Knitting pattern


Latest comments

1 actual comment last by Schnuckelina
15 actual comments last by Leoniera
9 actual comments last by Akela
3 actual comments last by Libelle11

Popular patterns

Top patterns from Natalija from the Crochet category!
Top patterns from elealindadesign from the Crochet category!
Top patterns from KuemaTutorials from the Crochet category!
Top patterns from wooly-ways from the Crochet category!
Top patterns from KuemaTutorials from the Crochet category!
Top patterns from MommyPatterns from the Crochet category!
Top patterns from SomethinksDesign from the Crochet category!
Top patterns from elke-eder from the Crochet category!
Top patterns from elke-eder from the Crochet category!
Top patterns from Gschickd from the Crochet category!
Top patterns from Colorfuldreams from the Crochet category!
More top patterns

Free patterns

Top patterns from MommyPatterns from the category!
Top patterns from Sabines-Wooly-World from the category!
Top patterns from MorbenDesign from the category!
Top patterns from MorbenDesign from the category!
Top patterns from MorbenDesign from the category!
Top patterns from jennysideenreich from the category!
Top patterns from MorbenDesign from the category!
Top patterns from KleinesFeines from the category!
Top patterns from Miralay from the category!
Top patterns from Hobbii from the category!
Top patterns from moonlighthook from the category!
Top patterns from Hobbii from the category!
Top patterns from Hobbii from the category!
Top patterns from CrochetGiftsShop from the category!
Top patterns from MorbenDesign from the category!
Top patterns from MorbenDesign from the category!
Top patterns from Dianas-kleiner-Haekelshop from the category!
Top patterns from moonlighthook from the category!
Top patterns from ternuraamigurumi from the category!
Top patterns from DIY-4U from the category!
Top patterns from Hobbii from the category!
Top patterns from christina-lemberger from the category!
Top patterns from Colorfuldreams from the category!
Top patterns from KuemaTutorials from the category!
More free patterns

Win shopping credit every month!

42 prizes / total value €300: 30×€5, 10×€10, 2×€25 – simply activate the newsletter. No purchase necessary. Unsubscribe at any time. Prizes are awarded as Crazypatterns shopping credit. Learn more